Commitment to Your Privacy
This Equity Research is provided by Morningstar. Your privacy is very important to us. At Morningstar, we want to make your experience with us is satisfying and safe.

This Privacy Policy outlines the types of information we gather, how we use it, with whom we might share it, the means by which we keep it secure, and the choices you have about the information you choose to share with us. Except as explicitly stated in the license agreement, use of the Equity Research is intended only for legal residents of the United States.

If you have any questions about the privacy practices of Equity Research or this Privacy Policy, please e-mail equitysupport@morningstar.com.

Personal Information We Collect
The types of personal information we collect depend on the product or service your employer and agents (singly or collectively, "You") receive from us. This information may include, but is not limited to:

1. Your Name, address, phone number, physical and e-mail address.
2. Your Demographic Information, such as investment preferences, etc.

Why We Collect Personal Information
Morningstar needs to collect certain personal information to provide You with investment information and tools, to perform marketing and research related activities, to supply other administrative services (e.g., setting up new accounts), to respond to inquiries (e.g., fulfilling literature requests), etc.

How We Collect Personal Information
The personal information we collect may be captured from a variety of sources. These sources include, but are not limited to:

1. Voluntary submissions (e.g., responses to surveys, requests for information on our products or those of our advertisers/marketing partners)
2. Registrations/Applications to receive products or services (whether submitted online, over the phone, or via e-mail)

Access to and Use of Your Personal Information by Others
As a general rule, Morningstar will not make your personal information available to anyone outside of Morningstar and its affiliates except as instructed by You or where required to comply with law. Please note, however, that there are several exceptions to this policy. First, service providers may have access to Your personal information to perform contractually specified services on behalf of Morningstar or You. Second, if You indicate that You are interested in receiving information about a particular third party's products/services, or You opt to receive certain products or services through Morningstar, we may provide your personal information to that third party for purposes of fulfilling your request(s). In either case, Morningstar normally limits access to Your personal information to those third parties that have agreed to keep it confidential.

Links to Third Party Web Sites
Morningstar may provide links to one or more third-party Web sites. Since we do not control these sites and are not responsible for any personal information you may provide while on such sites, we encourage you to read their individual privacy policies before providing any of Your personal information to them.

Protection of Your Personal Information
Morningstar puts appropriate security measures in place to protect against unauthorized access to, or unauthorized alteration, disclosure or destruction of personal information. These measures include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.

Protection of Your Personal Information
Morningstar puts appropriate security measures in place to protect against unauthorized access to, or unauthorized alteration, disclosure or destruction of personal information. These measures include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.

Morningstar operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided.

Use of Cookies
Morningstar does use Cookies. The Cookies store session information in the form of numerical values and time stamps. This information also allows us to collect general usage data such as features clicked on.

Accuracy of Your Personal Information
You are responsible for periodically checking to ensure that your personal information included in the Equity Research portal is updated and correct.

How to Update Your Personal Information
You are responsible for periodically checking to ensure that your personal information included in the Equity Research portal is updated and correct.

Children's Privacy
Morningstar does not separately identify, or collect, any information that is specific to children.

Your Consent
By using the Equity Research, you consent to the collection and use of your personal information and any related information in the manner described in this Privacy Policy.

Changes to the Privacy Policy
Morningstar reserves the right to change this policy anytime without further notice by distributing and/or posting an updated policy. We encourage you to review our privacy policy on a regular basis so that you will be aware of any changes to it.

If you have further questions about our privacy practices, please contact us by e-mailing equitysupport@morningstar.com.